X0306 4 2021-04-07 0001005817 TOMPKINS FINANCIAL CORP TMP 0001463126 Fessenden Daniel J. C/O TOMPKINS FINANCIAL CORPORATION P.O. BOX 460 ITHACA NY 14851 1 Phantom Stock 2021-04-07 4 A 0 142.275 80.8293 A Common Stock 142.275 4757.199 D Each share of phantom stock is the economic equivalent of one share of common stock. Phantom stock represents deferred stock compensation under the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries. These shares are held in a rabbi trust pending distribution upon the occurrence of certain events specified in the Plan. The reporting person has no voting or investment power over the shares prior to such distribution. /s/Daniel J. Fessenden 2021-04-09